Only about 10% of seniors on Medicare are on the plan that fits their needs best.

What was said

What we found

Contradicts. A 2018 NCOA/Clear Choices report on Part D says only 11% chose the best plan in 2006, falling to 8-9% in 2007-2008 and 2% in 2009, so the 10% figure does not hold for Part D across years.[1]

Supports. An NCOA article reports that a team of economists found only about 10% of seniors chose the optimal Medicare Advantage plan, with more than 10% overspending by over $2,000 per year.[2]

Context. A 2026 University of Michigan poll finds 80% of seniors stuck with the previous year's coverage and 60% spent under an hour choosing, which describes behavior but does not measure how many are on the best-fitting plan.[3]

Sources

3 sources: 3 not rated

1. 1CLEAR CHOICES CAMPAIGN AND NATIONAL COUNCIL ON AGINGassets.ncoa.org · not rated · cited for: contradicts
2. 2Choice Error: How Choosing A Medicare Plan Could Impact Your ...ncoa.org · not rated · cited for: supports
3. 3Most Seniors Don't Bother Researching Their Medicare ...usnews.com · not rated · cited for: context

Where this claim was made

Said in 1 published post

• The MeidasTouch Podcast · Sep 15, 2026Post →

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