The current 30-year fixed mortgage rate in the United States is 7.17%.
Posted by The MeidasTouch Podcast, Checked
- Sources
- 1 contradict3 support3 context
- Said
- 1 time·
- Confidence
- 50%
The MeidasTouch PodcastSep 15, 2026
As of 2026-09-15, the sources give competing 30-year fixed averages that bracket the claimed 7.17%: Bankrate's daily figure of 7.37% on Sept 15 (WSJ), Freddie Mac's 6.95% (Sept 17) and 7.03% (Sept 24), and MBA's 7.12% for the week ended Sept 18.
Minor detail. The sources confirm the claim; only a minor detail differs, such as a name's spelling, a title's wording or a rounding.
This claim is about the present, so it is judged as of the day it was checked.
What was said
… Right now, we're seeing it happen in real time. Countries are pulling their money out of the bond markets here in the United States to the tune of tens of billions of dollars. The Treasury yields are continuing to rise and rise and rise and rise. A mortgage right now, 30-year fix, 7.17%. Homes are unaffordable. Everything is unaffordable right now here in the United States. Gas and diesel surging to record highs. …
The MeidasTouch Podcast · · from the transcriptPost →What we found
Contradicts. Bankrate's daily national average for Sept 15, 2026 was 7.37% (per WSJ), which differs from the claimed 7.17%, although the same WSJ page also headlines 7.00%.[3]
Supports. MBA reported the average 30-year fixed rate at 7.12% for the week ended September 18, close to the claimed 7.17%, and Freddie Mac's weekly survey showed 6.95% for Sept 17 and 7.03% for Sept 24.[1][4][5]
Context. Later sources show the rate rising to 7.38% (Bankrate, Sept 30) and then easing to 7.24% (Freddie Mac, Oct 29), so the situation changed after the claim date; this does not change the Sept 15 assessment.[2][6][7]
Sources
7 sources: 2 fact-checkers, 1 tier 2, 4 not rated
- 1US fixed 30-year mortgage rate jumps to 7.12%, MBA saysreuters.com · fact-checker · cited for: supports
- 2The average 30-year US mortgage rate dips to 7.24% ...apnews.com · fact-checker · cited for: context
- 3www.wsj.com › mortgage › mortgage-rates-today-9/15/2026Mortgage Rates Today, September 15, 2026: 30-Year Rates Climb to...wsj.com · tier 2 · cited for: contradicts
- 4Mortgage Rates Average 7.03% - Freddie Macfreddiemac.gcs-web.com · not rated · cited for: supports
- 5US 30-Year Mortgage Rate Rises Furthertradingeconomics.com · not rated · cited for: supports
- 6Mortgage rates jump to two-year high, approach 7.5%finance.yahoo.com · not rated · cited for: context
- 7Mortgage30usfred.stlouisfed.org · not rated · cited for: context
Where this claim was made
Said in 1 published post