Polygraph

Chime is the number one choice for new checking accounts in America according to a recent survey.

Posted by The Joe Rogan Experience, Checked

Polygraph verdictMixed
Sources
2 contradict1 support3 context
Said
1 time·
Confidence
55%
The Joe Rogan ExperienceNov 6, 2026
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149 claimsThe check →

The narrow claim that Chime ranks first for new checking account openings is backed by J.D. Power data showing Chime with the largest share of Q3 2025 checking openings. However, J.D.

An ad makes this claim. It counts as passed on, not against the post.

This claim is about the present, so it is judged as of the day it was checked.

What was said

… Sign up and get 20% off at betterhelp dot com. That's betterhelp dot com. This episode is brought to you by Chime, and I know people don't usually get excited about banking, but Chime is doing something different, and it's worth paying attention to. In a recent survey, they ranked the number one choice for new checking accounts in America. That means real people, millions of them, are choosing this over traditional banks. That's because banking at Chime is fee free: no monthly fees, no overdraft fees, and thousands of fee free ATMs. …
The Joe Rogan Experience · · from the transcriptPost →

What we found

Contradicts. J.D. Power sued Chime in June 2026 for allegedly false '#1 ranking' claims, saying the study tracked new account openings across eight categories and that Chime led only checking, and that it did not measure overall consumer preference.[2][3]

Supports. A J.D. Power study of new account openings reported Chime with 13% of new checking accounts opened in Q3 2025, ahead of Chase (9%), Wells Fargo (7%), and Bank of America (7%).[4]

Context. Chime's own materials describe it as America's #1 choice for new checking accounts based on a blind survey it conducted, and Chime disputes J.D. Power's complaint as selective and incomplete.[2][5][6]

Context. The lawsuit is a complaint, not a ruling, so the dispute over whether the '#1' framing is accurate remains unresolved in the sources.[1][2]

Sources

6 sources: 1 fact-checker, 5 not rated

  1. 1CHYM.O - Chime Financial, Inc.reuters.com · fact-checker · cited for: context
  2. 2J.D. Power sues Chime Financial over '#1 ranking' claimsuk.mobile.reuters.com · not rated · cited for: contradicts, context
  3. 3Chime’s ‘#1’ claim raises J.D. Power’s ire | Banking Divebankingdive.com · not rated · cited for: contradicts
  4. 4Americans open a Chime account than any other bank ...chime-impact.com · not rated · cited for: supports
  5. 5America's #1 Choice for Banking Expands Its Lead with the Launch ...investors.chime.com · not rated · cited for: context
  6. 62025 Letter to Shareholderschime.com · not rated · cited for: context

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Said in 1 published post

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