Polygraph

Car insurance premiums surged 60% under the Democrats.

Posted by Badlands Media, Checked

Polygraph verdictMixed
Sources
2 contradict2 support
Said
1 time·
Confidence
60%
Badlands MediaOct 15, 2026
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108 claimsThe check →

The roughly 60% rise is supported by BLS-based sources (about 62.7% from January 2021 to a February 2026 peak, and 64% from 2020 to 2025), but the 'under the Democrats' attribution is contested because the increase continued into 2025-2026 under Trump and the AP fact-check says the pandemic, not immigration policy, drove the spike.

A detail. The sources confirm the gist; the verdict faults a detail such as a date, number or wording.

What was said

… These were all the Biden era highs, where your rent was unaffordable. It was affordable for them, because the government paid it, but you couldn't get an apartment. But that's all gone, and most of those people have been removed from the country. Under the Democrats, your car insurance premium surged 60% to subsidize the illegal aliens your Democrats let drive around our country in their cars, with without any insurance. They didn't have insurance when they killed somebody, which was often. There was no insurance, and they wouldn't do anything. …
Badlands Media · · from the transcriptPost →

What we found

Contradicts. AP fact-check finds experts attribute the spike chiefly to the COVID-19 pandemic rather than illegal immigration, rejecting the causal story the post attaches to the increase.[1][2]

Supports. BLS CPI-based analysis reports car insurance premiums rose about 62.7% from January 2021 to a February 2026 peak, consistent with a figure near 60%.[3]

Supports. Autoblog, citing the Bureau of Labor Statistics, reports premiums surged 64% from 2020 to 2025.[4]

Context. The increase began in 2021 and premiums started declining in 2024 and into 2026, so the rise did not occur solely within the Democratic administration's period.[1][2][3]

Sources

4 sources: 1 fact-checker, 3 not rated

  1. 1Illegal immigration did not cause a spike in car insurance premiumsapnews.com · fact-checker · cited for: contradicts, context
  2. 2FACT FOCUS: Trump says illegal immigration increased car insurance premiums. Experts say otherwisecapitalgazette.com · not rated · cited for: contradicts, context
  3. 3[OC] US car insurance prices vs. everything else since January 2021 (BLS CPI)reddit.com · not rated · cited for: supports, context
  4. 4Trump Blamed Immigrants For Auto Insurance Spikes. ...autoblog.com · not rated · cited for: supports

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