River offers a 3.3% interest rate on cash deposits paid in bitcoin.
Posted by Badlands Media, Checked
- Sources
- 4 support4 context
- Said
- 1 time·
- Confidence
- 65%
Badlands MediaSep 16, 2026
River's own materials and a third-party aggregator both state that cash on River earns 3.3% APY paid in bitcoin, matching the claim as of the 2026-09-16 post date. The sources are mostly River's own marketing and are not independent of the company, and the rate is stated as subject to change.
An ad makes this claim. It counts as passed on, not against the post.
This claim is about the present, so it is judged as of the day it was checked.
What was said
… So what are you supposed to do? Ask politely, wait, accept that this is just how banking works? Or you could put your money where it works for you. On River, your cash earns 3.3% paid in bitcoin. Earning bitcoin gives your money even more room to grow, and it's just as easy as how you bank today. You can get paid, pay your bills, and access your money anytime. Start banking with bitcoin on River. River, you will not regret it. I think that's true. …
Badlands Media · · from the transcriptPost →What we found
Supports. River's banking page states users can earn 3.3% on all cash, paid in bitcoin, with the APY rate noted as of 12/31/2025 and subject to change.[5]
Supports. River's April 2026 press release says its account earns 3.3% on every dollar held, paid in bitcoin.[6]
Supports. A River Bitcoin Interest on Cash page says cash accrues 3.3% interest that is converted to bitcoin daily and paid out monthly.[7]
Supports. Bitbo's page, published 2026-10-31, lists River's rate as 3.3% APY on cash, paid in daily bitcoin payouts, which is consistent with the claim's rate and payout form.[8]
Context. Cash interest is earned at Lead Bank (Member FDIC), and River states it is not a bank and that the rate is subject to change; the claim's core is a product offer, not a guaranteed rate.[5][8]
Context. The tier-1 sources in the set (Reuters crypto feed, PolitiFact, Full Fact, Snopes) do not address River's rate either way.[1][2][3][4]
Sources
8 sources: 4 fact-checkers, 4 not rated
- 1Cryptocurrency News | Today's Latest Storiesreuters.com · fact-checker · cited for: context
- 2Financial Regulationpolitifact.com · fact-checker · cited for: context
- 3Fact checksfullfact.org · fact-checker · cited for: context
- 4Snopes True or False Gamesnopes.com · fact-checker · cited for: context
- 5Introducing banking with bitcoin - River Financialriver.com · not rated · cited for: supports, context
- 6River challenges banks that have made billions ripping offglobenewswire.com · not rated · cited for: supports
- 7Bitcoin Interest - Riverriveracouncil.com · not rated · cited for: supports
- 8Earn Interest in BTCbitbo.io · not rated · cited for: supports, context
Where this claim was made
Said in 1 published post