Under President Trump, car insurance premiums have declined at the highest rate in the last 14 years.
Posted by Badlands Media, Checked
- Sources
- 4 contradict
- Said
- 1 time·
- Confidence
- 60%
Badlands MediaOct 15, 2026
The claim that premiums declined at the highest rate in 14 years under Trump is not supported. Premiums fell in 2025 (about 6% per Insurify), but 2026 sources show increases (Insurify up 1% in the first half, CarInsurance.com rising), and none of the sources describes the decline as the largest in 14 years.
What was said
… There was no insurance, and they wouldn't do anything. They wouldn't put them in jail. They wouldn't send them back. The Democrats have, the Democrats almost destroyed this country. Thank God we won that last election. Under President Trump, your car insurance premiums have declined at the highest price in the last 14 years. How about that? And they're going down a lot further. Joe Biden, Katie Hobb's, and the radical Democrat communists created the affordability, so I get elected. I get elected, and I knew the prices were way too high. We had the greatest first term. …
Badlands Media · · from the transcriptPost →What we found
Contradicts. Insurify reports that premiums rose 1% in the first half of 2026 and that 27 states saw increases, undercutting the claim that premiums have declined under Trump.[1]
Contradicts. CarInsurance.com projects 2026 full-coverage premiums rising to $2,578 from $2,513 in 2025, indicating rates are still rising.[2]
Contradicts. No source describes the recent decline as the largest or highest in 14 years, so the superlative is uncorroborated where coverage of premium trends is extensive.[1][3][4]
Supports. Insurify reports a 6% drop in premiums in 2025, and a decline in 2025 falls within Trump's current term, so a partial decline under Trump is documented.[1]
Context. The Newsday/Experts fact check notes that the earlier premium surge was driven mainly by COVID-19 rather than illegal immigration, and that the decline started in 2024, before Trump's current term.[4]
Sources
4 sources: 4 not rated
- 1Car Insurance Costs Climb in the First Half of 2026insurify.com · not rated · cited for: contradicts, supports
- 2State of Auto Insurance in 2026 by CarInsurance.comcarinsurance.com · not rated · cited for: contradicts
- 3State of Auto Insurance: Reports by Yearvaluepenguin.com · not rated · cited for: contradicts
- 4FACT FOCUS: Trump says illegal immigration increased car insurance premiums. Experts say otherwisenewsday.com · not rated · cited for: contradicts, context
Where this claim was made
Said in 1 published post
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