Insurance premiums have increased 1.5 times since the passage of the Affordable Care Act.
Posted by The Joe Rogan Experience, Checked
- Sources
- 4 contradict1 context
- Said
- 1 time·
- Confidence
- 60%
The Joe Rogan ExperienceNov 6, 2026
The claim's 1.5x figure holds under some measures and fails under others. KFF's average employer-based premiums rose about 67% (single) and 74% (family) from 2010 to 2023, roughly 1.7x to 1.75x, while CMS reports employer single-coverage premiums up 48% since 2010, close to 1.5x.
A detail. The sources confirm the gist; the verdict faults a detail such as a date, number or wording.
What was said
… Policies are bullshit. Obamacare, Obamacare, like, that's one of the biggest policies in the past 20 years, written by the insurance industry. Insurance premiums have gone up 1.5x since then. Like, it's now 25% of the US economy is healthcare. It was written by the insurance industries. It created a thing where you can raise premiums and get 15% of a larger and larger pie, created a direct incentives, and the stocks of insurance companies have …
The Joe Rogan Experience · · from the transcriptPost →What we found
Contradicts. KFF survey figures cited by Wisconsin Watch and Gigafact show average single premiums up 67% and family premiums up 74% from 2010 to 2023, which is larger than the 1.5x (50%) claimed.[3][4]
Contradicts. For individual-market premiums, CMS reports average premiums in HealthCare.gov states more than doubled between 2013 and 2017, and Paragon's analysis cited by KFF shows a 129% rise since 2014, both well above 1.5x.[1][5]
Supports. CMS reports annual employer-sponsored single-coverage premiums rose 48 percent since 2010, which is close to a 1.5x increase.[1]
Context. The post itself is the claimant's own words and is not evidence. The claim is extracted faithfully, but the figure does not specify which premium market is meant.
Context. Premium growth was already substantial before the ACA, with the 2013 ASPE analysis finding a slowdown in individual-market rate increases after 2010. Any change since 2010 therefore depends on the baseline year chosen.[2]
Sources
5 sources: 2 primary, 3 not rated
- 1impact-premium-affordability.pdfcms.gov · primary source · cited for: contradicts, supports
- 2Health Insurance Premium Increases in the Individual Market Since the ...aspe.hhs.gov · primary source · cited for: context
- 3Did Obamacare cause health insurance premiums to rise 100%?wisconsinwatch.org · not rated · cited for: contradicts
- 4gigafact.org › fact-briefs › did-obamacare-causeDid Obamacare cause health insurance premiums to increase 100 ...gigafact.org · not rated · cited for: contradicts
- 5In the Affordability Alphabet Soup of the ACA and EHBs, a ...kffhealthnews.org · not rated · cited for: contradicts
Where this claim was made
Said in 1 published post